Finance Solutions
We specialise in arranging a multitude of finance facilities for virtually any purpose. Dealing with banks and finance companies today is impersonal, time-consuming and often very frustrating. West Coast Leasing and Finance offers a service that is simple, personal and prompt. What’s more, we typically do not charge any fees for our services, saving you, our valued client, both time and money.It is imperative in these difficult economic times with the tightening of credit standards from all funding sources including the banks and finance companies that you or your business receive the vital support from a highly skilled and respected finance broker with many years experience. At West Coast Finance we provide this vital support to all businesses and individuals without exception.
With access to hundreds of financial products from a diverse range of lenders, our services include:
• Real Estate Mortgage Funding• Reverse Mortgages
• Personal Loans
• Business Acquisition Finance
• Loan Restructuring or Consolidating
• Truck & Trailer Finance
• Motor Vehicle Finance
• Boat & Caravan Finance
Finance is available for any worthwhile purpose including:
Real Estate – Mortgage Funding: Purchase of a new or existing house and land, industrial business premises, commercial or retail business premises, or even investment properties to be negatively geared*. Refinance of existing mortgage facilities also available.
Personal Loans: For any worthwhile purpose, (home improvements, travel, asset purchase etc). Debt consolidation.
Motor Vehicles: New or Secondhand vehicles of any description, from the family sedan to a commercial vehicle. From dealers or private sales.
Trucks & Trailers: New or Secondhand trucks including heavy haulage Prime Movers, trailers, dolly’s, stock crates or refrigerated units etc.
Boats & Caravans: New or Secondhand, recreational or commercial.
Business Acquisition: To start up a new business, or buy an existing one.
Office & Plant Equipment: Fit outs of Retail Shops, Commercial Premises, Surgeries/Medical Centre’s/Hospitals, etc. Acquisition of office equipment such as Fax/Photocopiers, Computer equipment, including all types of specialised machinery – the list is endless.
Line of Credit (Financing): Numerous options available, structured to suit your cash flow.
Loan Restructuring: Available to consolidate, restructure, or extend and free up valuable working capital – all options available.
What type of finance would suit you?
Lease Finance:Enables you to have that new car, office equipment or plant without tying up capital or utilising existing credit lines. Monthly rentals are fully tax deductible* and no deposit is required. Repayments can be equal monthly or matched to your cash flow. For items which have high depreciation rates such as computers, printing equipment, aircraft and so on special tax-based interest rates are available.
Hire Purchase / Chattel Mortgage Facilities:
This enables you to claim the tax benefits* of depreciation plus the interest component of the repayments while saving working capital by providing 100% financing. Repayments can be equal monthly or matched to your cash flow.
Equipment Rental:
Rentals are often an operating expense and therefore capital expenditure constraints are avoided. Rental equipment does not appear on your balance sheet and therefore profit or cost savings reflects in an improved return on assets. Rentals are tax deductible*.
Mortgage Finance:
Whether you require finance for commercial, industrial, residential or rural properties, the West Coast Brokerage Service can secure the most flexible mortgage finance at today's most advantageous rates.
Business Loans:
Available for the purchase of businesses such as news agencies, hotels, motels etc... Also for the purchase of taxi licenses and vehicles.
* Professional Tax Advice should always be sought to ascertain latest taxation practices and in particular in relation to the effect of the GST.